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Trouble Making Payments?
Alternatives to Foreclosure

Have you missed payments or is missing payments inevitable?

Today’s economic environment is very stressful. Many Americans are dealing with multiple 
personal challenges, including:

• Loss of employment, either short or long term 
• Reduction in income
• Changes in mortgage payment
• Divorce or separation
• Unpaid bills
• Sudden disability
• Caring for an elderly parent
• Other life-changing events

These events can affect a borrower’s ability to make their mortgage payment on time and as agreed.
When this happens, foreclosure may result. If you are facing financial challenges and are at risk of
defaulting on your mortgage, it is important to:

• Seek the advice of a real estate agent certified in distressed properties.
• Understand what your options are 
• Contact your servicer as soon as possible to discuss your situation 

The sooner you begin working with your real estate agent and/or servicer, the more likely they
will be able to find a solution to help you stay in or exit your home. 

If some of the options below make sense, or if they don't, and you'd like more information
I can help you get a better understanding of the process and help formulate your next step. 
Whether it's to talk about staying in your home or helping you get out of it, call or email anytime
at 520.234.6470 for a no cost, confidential conversation about your options. 

Even if you have missed a payment or received a notice of default, give me a call.

Foreclosure Details Stay or Go? Stay in Home Exit Your Home

Terminology Document List Beware of Scams



IMPORTANT NOTICE: Long Realty Company is not associated with the government, and our service is not approved by the government or your lender. Even if you accept this offer
and use our service, your lender may not agree to change your loan. If you stop paying your mortgage, you could lose your home and damage your credit rating. Homeowner acknowledges
that Broker/Agent is not qualified to provide financial, legal, or tax advice. Therefore, the Seller is advised to obtain professional tax advice and consult independent
legal
 counsel immediately regarding the tax implications and advisability of entering into a short sale agreement. Long Realty Company does not charge an additional fee or
commission for its Mortgage Assistance Relief services. However, upon the successful sale of your property a commission will be paid to Long Realty Company per the terms of your Listing Agreement.


Are You Behind The Eight Ball?
Today’s economic environment is very stressful. Many Nevadans are dealing with multiple personal
challenges, including:
• Loss of employment • Reduction in income
• Changes in mortgage payment • Divorce or separation
• Unpaid bills • Sudden disability
• Caring for an elderly parent • Other life-changing events
These events can aff ect a borrower’s ability to make their mortgage payment on time and as agreed.
When this happens, foreclosure may result.
If you are facing fi nancial challenges and are at risk of defaulting on your mortgage, it is important to:
• Understand when delinquency begins and when foreclosure can occur;
• Contact your servicer as soon as possible to discuss your situation and
• Seek the advice of a certifi ed and reputable housing counselor.
The sooner you begin working with your servicer and/or a housing
counselor, the more likely the servicer will be able to fi nd a solution to
help you stay in your home.
Don’t wait until you have missed a payment!
Are You Behind The Eight Ball?
Today’s economic environment is very stressful. Many Nevadans are dealing with multiple personal
challenges, including:
• Loss of employment • Reduction in income
• Changes in mortgage payment • Divorce or separation
• Unpaid bills • Sudden disability
• Caring for an elderly parent • Other life-changing events
These events can aff ect a borrower’s ability to make their mortgage payment on time and as agreed.
When this happens, foreclosure may result.
If you are facing fi nancial challenges and are at risk of defaulting on your mortgage, it is important to:
• Understand when delinquency begins and when foreclosure can occur;
• Contact your servicer as soon as possible to discuss your situation and
• Seek the advice of a certifi ed and reputable housing counselor.
The sooner you begin working with your servicer and/or a housing
counselor, the more likely the servicer will be able to fi nd a solution to
help you stay in your home.
Don’t wait until you have missed a payment!